control

Your no-buy & spending reset

Set realistic boundaries, review recurring costs and keep track of what you actually avoid spending.

15 minute starting pointFree PDF + ExcelNo signup

Try it here

Make a spending reset realistic.

Try one category at a time. Allow for the cost of a replacement and any cancellation fees before counting a saving.

Showing a fictional example. Replace the numbers with your own.

Usual monthly spending

For the category or subscriptions you want to change.

Monthly replacement cost

Include the affordable alternative you would use.

Length of your reset

One-off change or cancellation fees

These figures stay in this page. Download them before leaving.

From numbers to a next step

01
Choose a spending category and write your own rules, including essential exceptions.
02
Check statements and contract terms for real costs and cancellation fees.
03
Track actual spending weekly. A planned saving only counts if the money remains available.

How this tool works

Net spending avoided = (usual monthly spending − replacement cost) × months − one-off fees.
The same monthly amounts are used throughout. This is an estimate, not a promise of savings.
A negative result means the change would cost more under these assumptions.