D2W Finance Group
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Free & Premium · Planned for V1

A stronger foundation. More room to move forward.

Start with a useful everyday money plan. Choose Premium when you want to explore debt repayment and future savings in more detail. Both are planned for V1, targeted for 1 January 2027.

Everyday financial control

Free

£0 / month

A clear view of today, with a practical plan for what comes next.

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  • Connect up to 2 financial accounts

    Planned automatic transaction tracking, with less manual updating.

  • See your whole money picture

    Bring balances, bills, debts and savings into one easy-to-follow plan.

  • Know what is left before payday

    A Safe-to-Spend estimate after commitments, everyday targets and planned saving.

  • Understand the numbers

    See cash now, money for everyday spending and what remains after all planned costs.

  • Keep bills and debt payments in view

    Know what is due, when it is due and what your money still needs to cover.

  • Plan for future costs

    Set savings goals, track progress and keep your emergency reserve separate.

  • Try an everyday change

    Explore extra income, a purchase, a bill change or a transfer before changing your plan.

  • See your progress

    Simple check-ins and recorded snapshots help you understand how your position changes.

Deeper planning for your next step

Premium

£7.99 / month

Everything in Free, with more ways to understand debt, saving and the choices ahead.

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  • Everything in Free

    The same clear everyday plan, with more room to explore what comes next.

  • Connect up to 5 financial accounts

    Bring more of your financial life into one place.

  • Compare debt repayment approaches

    Planned snowball and avalanche comparisons using your entered balances, rates and payments.

  • Explore an extra repayment

    See how an additional amount could affect your estimated debt-free date.

  • Understand time and interest

    Planned projections of repayment duration, interest costs and the difference a change could make.

  • Follow the repayment path

    A clearer view of projected balances and payments over time.

  • Plan further ahead with SAVE

    Explore contributions, target dates and the effect of a change on your savings goals.

  • Balance several goals

    Consider future costs and your emergency reserve together.

  • Combine several changes

    Explore a pay change, new bill and savings contribution in one scenario.

  • Compare the original and changed plan

    Understand the trade-offs before choosing your next step.

All features on this page describe proposed V1 scope. Bank connections, Premium, enhanced debt comparisons and multi-change scenarios are in development. Features, pricing and account coverage may change. No subscription or payment is taken here.

The detail, side by side

Compare what each plan is designed to do.

Proposed V1 scope · target 1 January 2027
FeatureFreePremium
Connected financial accountsUp to 2Up to 5
Automatic transaction trackingPlanned for V1Planned for V1
Balances, bills and everyday targetsOne clear planEverything in Free
Cash now and Safe-to-SpendEstimates with an explained breakdownEverything in Free
Upcoming debt commitmentsBalances, payment amounts and datesEverything in Free
Debt repayment illustrationsBasic individual-debt illustrationsDeeper comparisons and projections
Snowball and avalanche comparison—Planned comparison of approaches
Extra-payment projectionsBasic illustrationProjected time and interest differences
Repayment timelineBasic viewMore detailed balances and payment path
Savings goals and emergency reserveTargets, progress and planned contributionsEverything in Free
Savings scenariosEveryday goal planningEnhanced contributions and target-date planning
Try a changeEveryday income and spending changesSeveral changes in one scenario
Progress check-insRecorded snapshotsEverything in Free
Everyday control

What is actually left?

Free is designed to put your commitments and remaining spending money in context before the next payday.

Debt planning

What could paying extra change?

Premium aims to show estimated repayment time and interest differences, so a bigger payment comes with a clearer view of the trade-off.

Savings planning

What if life changes?

Premium aims to let you combine changes and explore the effect on future goals. Estimates depend on your inputs and assumptions.

What counts as an account?

The planned limit counts connected financial accounts, rather than cards or bank logins. Supported providers, account types and how pots are handled will be confirmed before V1.

Already a founding member?

Your beta invitation and any agreed Premium reward remain separate from this waiting list. Read the founding-member offer terms.

Do I need Premium to start?

Free is designed to provide a useful everyday plan. You can decide whether deeper comparisons are worth paying for when V1 becomes available.

Will D2W move my money?

The current beta and demo organise figures and show estimates. They do not move funds, make payments or contact lenders. Future bank tracking will have its own confirmed coverage and terms.

The next chapter

Your next payday can be a step forward.

Get ready for a simpler way to understand your money, plan ahead and build stability. Join the V1 waiting list. Target release: 1 January 2027.

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