Your cash and what remains
See cash available now, the money for everyday spending and the extra remaining after all planned costs. The explanation shows how those views fit together.
Meet D2W
A money plan you can understand. A next step you can see.
Know what your money needs to cover before payday. Bring debt and savings into the same picture. D2W is being built around simple steps, clear explanations and the decisions you make in real life.
Try the updated demoNo account needed. Fictional figures. The current beta uses manual entries; automatic tracking is planned for V1.
Explore the D2W app
Explore the D2W example appFictional figures · Current beta
Know what is already spoken for.
See cash now, money for everyday spending plus extra, and the Safe-to-Spend amount after all planned costs. Understand how the figures connect.
D2W · Today
A guided start
Get a useful picture.
Keep it simple.
You do not need to know financial jargon. D2W breaks the setup into clear steps and keeps the calculation available when you want to understand the detail.
- 01
Start with money now
Add your available cash, separate savings pots and next expected income. A pot already outside your main balance stays separate.
- 02
Give commitments a place
Bring together bills, debt payments, everyday targets and planned saving. Review what still needs covering before payday.
- 03
Explore and keep current
See your estimate, try a change and check in when life changes. Review account balances and dates so the plan reflects where you are now.
Inside the current experience
Useful detail.
Without losing the bigger picture.
Bills and debt commitments
Bring dates, minimum or regular repayments and payment accounts into one plan. Record a repayment and keep your entered cash and debt balances in step.
Savings pots with a purpose
Link a separately recorded savings pot to a named goal. Updating the pot updates the goal, helping you avoid counting the same savings twice.
Changes you can understand
Explore a purchase, extra income, a bill, a transfer or planned saving. See the effect before applying the change to your plan.
Everyday spending that fits this period
Review how much you still expect to spend. A temporary target can change for this period while your usual target returns at the next payday.
Progress in context
See saved cash snapshots, today’s position and a forecast if your remaining targets are used. Check-ins show what changed and help keep the plan current.
The demo mirrors the current beta’s planning tools with fictional data. Its changes stay in the tab and reset on reload. Enter example information only.
CONTROL
Make today easier
to understand.
One view of your balances, upcoming costs and everyday needs. Safe-to-Spend shows the extra remaining after your plan has allowed for them, while the broader cash view includes money still reserved for everyday life.
SAVE
Prepare for the things
you know are coming.
A holiday, a phone, an annual bill or an emergency reserve: give each its own purpose. See what is saved, what remains and the effect of your planned contributions.
Savings tools organise your information. D2W does not hold or move money.
Ease of use comes first
Designed for your day.
Refined with real feedback.
Guided setup, clear labels, short review steps and visible explanations are central to how we build. Beta feedback helps us find confusing moments and make the next version easier to use.
You can explore every main section of the demo without creating an account.
What comes next
Less manual work.
More ways to plan ahead.
V1 is planned to add automatic bank transaction tracking. Premium will focus on more detailed debt comparisons and richer savings scenarios.
Explore Free & PremiumBank connections, Premium comparisons and multi-change scenarios are in development.
A clear boundary
Planning estimates depend on complete, current figures and are not a guarantee of affordability. RESET lending and INVEST services are future concepts. Any launch depends on development, funding and the required regulatory arrangements.
Read the product statusThe next chapter
Your next payday can be a step forward.
Get ready for a simpler way to understand your money, plan ahead and build stability. Join the V1 waiting list. Target release: 1 January 2027.