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Savings interest & inflation check
Compare account conditions and explore what your savings could buy under different assumptions.
Try it here
Look beyond the account balance.
Try your own interest and inflation assumptions to see the difference between pounds in an account and what those pounds might buy.
Showing a fictional example. Replace the numbers with your own.
These figures stay in this page. Download them before leaving.
Make it useful in real life.
- 01
Find the rate and conditions on your account, including fees and access restrictions.
- 02
Enter a net rate and test more than one inflation scenario.
- 03
Use the account-comparison worksheet to record access, protection and conditions as well as rates.
How this tool works
- Future balance = starting balance × (1 + annual net interest rate) to the power of years.
- Today's-money value = future balance ÷ (1 + annual inflation rate) to the power of years.
- Rates stay constant, interest compounds annually and there are no deposits or withdrawals. Real accounts and inflation can change.
- This comparison does not fetch rates, calculate tax or recommend an account.