All tools & templatescontrol From numbers to a next step
Your payday & income planner
Give essentials, repayments and a buffer a place in your plan—even when income changes.
Try it here
Give the money you have a job.
Use one period: today until your next income. Add each cost once, and include only cash you can actually access.
Showing a fictional example. Replace the numbers with your own.
These figures stay in this page. Download them before leaving.
Make it useful in real life.
- 01
Check current balances and choose the date of your next expected income.
- 02
List commitments and everyday essentials; remove any double counting.
- 03
Review the remainder. Revisit the plan when a bill or income date changes.
How this tool works
- Remaining cash = available cash − bills − everyday essentials − required repayments − buffer.
- This is a snapshot of the amounts you enter. It does not predict bank balances or guarantee an amount is safe to spend.
- Expected income is not counted until it arrives. Missing costs or an income delay change the picture.